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The 7 Most Important Things to Know About Physician Mortgage Loans The physician mortgage loan (sometimes called the doctor mortgage loan) was created by banks because of the distinctive challenges physicians face when borrowing due to their high debt-to-income ratios – thanks to student loans. Many physicians struggle to find a conventional mortgage that meets

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Failing to control for these outcomes could therefore bias our estimates of the relationship between tuition and homeownership In our preferred specification we include controls for educational outcomes (specifically school sector, degree attained, and major choice) because these covariates could affect earnings and homeownership conditional on tuition. However, it may also be possible that these