As a consequence of these weaknesses, payday loan portfolios must certanly be categorized Substandard.
As a consequence of these weaknesses, payday loan portfolios must certanly be categorized Substandard. category directions The Uniform Retail Credit Classification and Account Management Policy (Retail category Policy) 7 establishes basic category thresholds for customer loans according to delinquency, but also grants examiners the discernment to classify specific retail loans that display signs and symptoms